How can our country’s retirement savings provide greater security and coverage to more Canadians, while ensuring pension plans stay financially healthy into the future? This is what Canada’s Public Policy Forum seeks to answer with our new report, Retirement Security for Everyone.

While experts see Canada’s pension system as relatively well-functioning, there are demographic groups at risk of experiencing a much lower standard of living during retirement. Middle-income earners, private-sector employees and young people won’t receive adequate income replacement from government programs, such as the Canada Pension Plan, Old Age Security and Guaranteed Income Supplement.

Canada’s Public Policy Forum, in partnership with Sun Life Financial and Morneau Shepell launched the Pension Reform in Canada project in 2014 to find policy gaps and explore solutions for those least prepared for retirement. Bringing together senior government, business, academic and labour leaders across Canada, the Forum convened a roundtable series and a second national summit to improve retirement income options through collaborating across sectors. The report synthesizes the findings from these important policy discussions.

“It’s our objective to help catalyse the type of change that improves retirement income security for those who need it most,” says David Mitchell, President & CEO of Canada’s Public Policy Forum.

Download the report 

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